More Than an Insurance Broker, A Partner.

At The Sarrica Group we can assist you through our team of contractor's insurance and surety professionals. We have a dedicated department for all sorts of contractors and understand that each business have its uniqueness.

We strive to help you on all fronts, such as:

Analyze your risk profile and design an insurance program to protect against the exposures
Create Certificates Of Insurance (COI) and have them ready in the same day
Obtain, review and track insurance certificates to ensure your partners, contractors, managers, tenants and others are adequately insured and insuring you.
Re-shop your insurance with other insurance carriers if there is any increase on the policy renewal or changes to your business environment/situation.

LIST OF COVERAGES THAT WE CAN OFFER:

General Liability Coverage With or Without Action Over Coverage
This insurance coverage is designed to protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations. Every company needs some form of liability insurance to protect the business from major lawsuits that can arise from a single accident. Ensuring that General Liability Insurance sufficiently covers your business is imperative as legal fees can run into hundreds of thousands of dollars in total expenses.
Workers' Compensation Coverage
This insurance coverage protects your employees should a job-related injury or sickness occur during employment. Payments are made to the injured party and can consist of medical payments, loss of wages or therapy. Premiums are based upon occupations, classifications, payroll, experience, and State modifications. This coverage is mandatory for all businesses seeking to hire employees under an organization.
Commercial Auto Coverage
Commercial Auto Coverage provides coverage for vehicles owned by commercial businesses. Coverage may be more restrictive than personal insurance and premiums are based on usage, industry, and drivers. Companies with fleets of autos, vans, trucks, pick-ups and other heavy vehicles require Business Auto Insurance

Commercial Umbrella Coverage
Important assets can be at risk when commercial enterprises are the target of legal lawsuits. If the cost of a claim exceeds the limits of the named insured's underlying primary insurance policies, then Commercial Umbrella Insurance extends liability coverage limits for an extra layer of insurance to help further safeguard a company's financial assets.
Professional Liability
Professional Liability Insurance is designed to protect professionals against liability incurred as a result of errors and omissions in performing their professional services. Professional liability insurance will pay the charge of legal defense against claims and payment of judgments against your company, up to the limit of the policy. This coverage does not extend to non-financial losses or losses caused by deliberate or fraudulent acts.
Business Owners Policy
A business owners policy (BOP), combines the protection from significant property and liability risk exposures into one convenient package. A standard business owner policy includes property insurance, business interruption insurance, crime insurance, comprehensive general liability insurance and may consist of flood insurance. Depending on additional risks specific to your business, the policy can be endorsed to add other coverages. The premiums for a Small Business Owner policy is usually less than the total cost of the individual coverages if bought separately and is targeted at small and medium-sized businesses.
Errors and Omissions Coverage
This coverage protects firms and their workers or individuals against specific claims made by clients or consumers for inadequate work or negligent actions. Errors and Omissions Coverage can help protect you and your business from claims if a client sues your company for negligent acts, errors or omissions committed during business activities that result in peril for your client or customer.

And much more!!