Franchise Exclusive Insurance Program


This comprehensive insurance program provides coverage for various aspects of franchise operations, ensuring the protection and peace of mind for franchisees and the franchisor. Next are a few of the coverages we will include on the program.

  • Commercial Package Policy (General Liability and Property coverage).

  • Business Income.

  • Employee Practice Insurance

  • Workers Compensation policy.

  • Cyber Insurance.

  • Umbrella/Excess Insurance.

  • And many more

Benefits:

  1. Competitive pricing per store for franchisees

  2. Faster turnaround time to insure a new location

  3. Higher insurance limits

  4. Guarantee of proper insurance coverage

  5. Easier insurance audits & control

  6. Use of composite rate system

Composite Rate:

Definition: A single rate applied to a group of people instead of individual policyholders. For example, insurance companies may use composite rates to charge employees a single rate for enrollment in a health insurance plan, regardless of their age or zip code. Composite rates can simplify the audit process, make premiums easier to calculate, and help with cost accounting and budgeting.

Commercial Package Policy:

An innovative combination of both General Liability and Property coverage that meets all of your exposure needs, The Sarrica Group's policy protects your operations and ensures both claims satisfaction as well as protection of your business income. Limits will be set based on your exposure and comfortability.

  • Multi-Policy Discounts

  • Bundled Coverages

  • Premium Credits

  • Common Forms

  • Customizable

  • Flexible

The Franchise Exclusive Insurance Program:

  • Comprehensive coverage tailor-made for franchise operations

  • Protection against various risks and liabilities

  • Peace of mind knowing that their business is adequately insured

  • Customizable policies to meet specific needs

  • Expert guidance and support from insurance professionals

By partnering with The Sarrica Insurance Group and utilizing the Franchise Exclusive Insurance Program, your franchisees gain a competitive advantage in the market. They can assure their customers and stakeholders of their commitment to safety, security, and responsible business practices.

In conclusion, with coverage options such as Commercial Package Policy, Umbrella Insurance, Employment Practices Insurance, Cyber/Privacy Liability Insurance, and Workers Compensation Insurance, franchisees can protect their business, employees, and customer data. Partnering with The Sarrica Insurance Group ensures comprehensive coverage, expert guidance, and peace of mind knowing that their insurance needs are taken care of by a trusted and experienced insurance provider.


Please fill out the required fields and we will get back to you with a comprehensive policy at the best price available.  If you would like to call to speak to an agent, please dial: (516) 277-0812. Thank you and talk soon!