Health Insurance

what is health insurance?

Health insurance is a type of insurance coverage that covers the expenses of an insured individual's medical and surgical fees. Depending on the kind of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider.

Suffering from an illness or accident isn't something an individual wants to happen, but unexpected medical events can and do occur. However, having a health insurance plan will help pay for some of those unexpected costs, and provides financial protection and stability against ongoing large medical bills from the hospital.

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