My Home Was Damaged, What should I do next?

Q. I have damage to my property - what now? 

A. Call your insurance company and inform them: 

  • When the incident happened

  • A description of what occurred

  • A list of the damaged items and the location of the damaged property

  • What is the condition of the home, and if it is still livable

  • If temporary repairs are needed

  • If the fire or police department were contacted, which department responded, and what is the report number

Q. Do I need to protect my home from further damage? 

A. Yes, it is your responsibility to protect your property from further damage once it is safe to do so

  • Arrange for temporary repairs, for example, boarding up broken windows, covering the roof, and removing debris

  • Create a list of any temporary repairs you made and save all of your receipts

  • If safe, place damaged items in a secure place where they can be inspected. If you are unsure about including an item, include it with the damaged property

  • If you have a fire or smoke damage, do not attempt to clean the damaged properties. Sometimes cleaning things without the proper equipment may cause more damage